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Article
Modeling Contractor’s Cash-in-Flow in Public School Building Projects in Karbala

Zeyad S. M. Khaled, Gafel Kareem Aswed

Pages: 1064-1070

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Abstract

Public school building projects in Karbala Province experiences payment problems due to improper cash-flow planning by both parties; contractors and clients. These payment problems lead to work stoppages and conflicts. This research aims at developing a suitable model to forecast the expected contractors’ cash-in-flow in public school building projects in Karbala based on historical data. Complete sets of interim payments of (33) out of (38) school building projects finished in the years (2007-2012) in Karbala were interpolated using seven different regression methods namely;  Polynomial, Gompertz, Morgan-Morgan-Finney, Logistic, Exponential, Gaussian and Linear in order to identify the best-suited model. It is found that the third degree polynomial model is more suitable for cash-in-flow forecasting of the case under study with coefficient of correlation of (97.89%) and standard error of (0.0441). Data of the remaining (5) projects were used to test the validity of the best-fitted model using Mean Absolute Percentage Error, Root Mean Square Error and Average Accuracy Percentage. The model is expected to be of high advantage in predicting contractors’ cash-in-flow in public school building projects in Karbala, and consequently clients’ cash-out-flow as well._x000D_  

Article
Evaluating the Potentials of the Housing Fund Law to Support Housing Finance Policies in Iraq

Arshad Alanizi, Muna Alsayed, Alyaa Mahmood

Pages: 165-178

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Abstract

After long eras of socialism, wars and economic embargo when Iraqi people were severely exhausted, Iraq finally adopts free market economy. Its Gross Domestic Product (GDP) increased rapidly.The fortune was to flow in a proper frame of legislations to Iraqis.Since wealth needs time to grow for a person, and housing commodity is of high costs, then legislation were to be issued to organize flow of the national wealth to support private sector in housing finance.In respond, the Law of Iraqi Housing Bank (IHB) No. 32 was issued in 2011.This research is to solve the conflicts of the (IHB) Law and to support Iraqi legislators regarding this aspect. This research claims that this law should be revised by the Iraq Parliament. The research comes to help in this mission. The law of (IHB) should not conflict with The Iraqi Constitution.The range of this research is the “Status-in-force” Iraqi legislations only.It discusses the housing finance relations in various Iraqi legislations.

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